Description
Introduction to Financial Services
Vertical 1 : Major 1 – Finance
SYBCOM (Management Studies) – Semester III
Syllabus (As Per NEP 2020) w.e.f. the Academic Year 2025-26
Module 1 : Foundations of Financial Services 15 Hours
1. Introduction to Financial Services : Definition, Scope and Importance, Evolution of the Financial System
2. Functions of the Financial System : Mobilization of Savings, Allocation of Funds, Risk Management, Payment Mechanism, Information Provision
3. Key Participants in the Financial System : Savers, Borrowers, Intermediaries
4. Types of Financial Intermediaries : Depository Institutions (Banks, Credit Unions), Contractual Savings Institutions
Module 2 : Financial Markets 15 Hours
1. Introduction to Financial Markets : Definition, Types and Functions
2. Money Market : Instruments (Treasury Bills, Commercial Paper, Certificates of Deposit, Call Money), Participants and Role
3. Capital Market : Primary Market (New Issues Market, IPOs, FPOs), Secondary Market and Debt Market : Types of Bonds (Government Bonds, Corporate Bonds), Features and Significance
4. Equity Market : Types of Shares (Equity, Preference), Features and Significance
Module 3 : Banking and Non-Banking Financial Institutions 15 Hours
1. Commercial Banking : Functions (Accepting Deposits, Lending, Payment Services), Types of Banks (Public Sector, Private Sector, Foreign Banks)
2. Development Banks : Objectives and Role in Economic Development. Cooperative Banks : Structure and Functions, NPA
3. Small Finance Banks and Payment Banks : Objectives and Features
4. Non-Banking Financial Companies (NBFCs) : Definition, Types, Functions and Significance
Module 4 : Regulatory Framework and Emerging Trends in Financial Services 15 Hours
1. Need for Regulation of Financial Services, Key Regulatory Bodies in India: Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Insurance Regulatory and Development Authority of India (IRDAI), Pension Fund Regulatory and Development Authority (PFRDA)
2. Overview of Key Regulations Related to Banking, Capital Markets and Insurance
3. Emerging Trends in Financial Services : Financial Technology (FinTech), Digital Banking, Mobile Payments, Peer-to-Peer Lending, Crowdfunding
4. Financial Inclusion : Concept and Initiatives in India





Reviews
There are no reviews yet.