Module 1 : Foundations & Mechanisms of Indigenous Finance
♦ Introduction to Indigenous Banking: Definitions and Features, Evolution of Community- Based Guilds (Multanis, Marwaris, and Pathans)
♦ The Anatomy of a Hundi: Operational Mechanics : Darshani (Demand) Vs. Muddati (Usance) Hundis, Discounting Methods, Brokerage, and “Ant” (Local Credit Currency)
♦ Core Operational Functions: Remittance and Inland Trade Financing, Information Irregularity and Private Postal Networks (The 18th-Century “Bloomberg” Terminal)
♦ The Concept of ‘Pat’ (Financial Honor): Creditworthiness Without Formal Credit Scores, Transition from Agricultural Surplus to Liquid Merchant Capital

Module 2 : Strategic Wealth Management and Modern Integration
♦ The ‘Jagat Seth’ Model (Case Study): The “Banker of the World” Strategy, Managing State Mints and Tax Revenue, State-Banker Interdependence, and Imperial Finance under Mughals / British
♦ Portfolio Diversification and Risk Hedging: Moving Beyond Bullion : Investments in Shipping, Textiles, and Zamindari Rights and Hedging Political Risks Via Regional Alliances (Marathas, Nawabs, Mysore)
♦ Evolution to Modern Wealth Management: From Shroffs to HNI (High Net Worth Individual) Services, Comparing Ancient Gumashtas to Modern Relationship Managers
♦ The Modern Interface and Ethics: IKS (Indian Knowledge Systems) Integration in Modern Finance, Ethical Frameworks in Wealth Preservation : A Comparison of 18th-Century “Dharma” in Business Vs. Modern ESG / RBI Guidelines